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At Carteret Mortgage, we believe
the Mortgage Loan process should be as quick as possible. With
that in mind, we have provided you with a list of required
documentation to expedite your loan process. When you apply for
your loan, you'll be asked to pay non-refundable deposit which
pay for the property appraisal and credit report. |
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Mortgage Checklist
Documentation Needed for
Mortgage Loan Application
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Copies of
W-2's for last two years
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Copies of
paycheck stubs for last 30 days
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Copies of
checking and savings account statements for last 3 months
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Copies of any
other investment account statements
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Copy of Sales
Contract
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Employment
History for last two years
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Commissioned
or Bonus Income - if more than 25% of base income (need to
see last two years tax returns)
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Residency
history for last two years
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Check for
credit report and appraisal (You can
elect to pay for the appraisal directly to the appraiser)
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Name and number of your
Realtor if a purchase and Accountant.
Refinance
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Copy
of the Deed
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Mortgage
Note
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Title
Insurance Policy
Self-Employed
Borrowers or Paid by Commission
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Copies of most
recent tax returns for two years (all schedules including
K-1's)
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Copy of
current Profit and Loss Statement and Balance Sheet
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Copy of
Corporate/Partnership tax returns for last two years if
owning 25% or more of company
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Copies of
W-2's and/or 1099 forms
V.A. Loan
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DD-214, Certificate of Eligibility, or statement from your
Commanding Officer if you are on active duty.
Additional
Documents that may be required
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Previous
bankruptcy? Need copies of petition for bankruptcy and
discharge
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Divorce
Decree, if applicable
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Documentation
supporting moneys received from social security/retirement
trust income, i.e. copies of direct deposit bank
statements, award letter, evidence income will continue
Contact me to answer any of your questions -- or
to get started today.
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Copyright © 2002
Chameleon Software. All rights reserved.
Saturday, 20 September 2003 01:58 PM
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